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How we Invest

HomeHow We Invest

How We Invest

Elevating the investing experience for investors by fusing the formidable combination of data, driven by ML/AI with expert insights from the investment committee.

APPROACH

At the heart of our investment methodology is the unique collaboration between our seasoned Investment Committee and our cutting-edge algorithm.

This approach allows us to capture trends, without missing the risk management provided by human oversight.

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IC Oversight

Our Investment Committee is responsible to provide a forward looking input. Markets are analysed using fundamental and model inputs, and views are consolidated to provide a comprehensive outlook on global markets, which in turn used as an input for the algorithm.

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Product Selection Methodology

We choose best-in-class investment products across the spectrum of stocks, bonds, funds, private equities, VC, and more.

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Ready to Invest?

Complete your Digital KYC in 3-Minutes!

A fully digital onboarding process that can be completed within minutes. No more voluminous paperwork and queuing.

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Contact Us

If you have any queries, write to us at support@kristal.ai. We’re happy to help.

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Frequently Asked Questions

What are the different solutions offered by Kristal.AI? Closing arrow

Kristal.AI offers a variety of Investment Accounts and products to suit your investment requirements.

  1. Retails Investors residing in India, please click here to explore the features of the account. For further details, please click here.
  2. Other retail investors, please click here to explore the features of the account. For further details, please click here.
  3. Accredited Investors, please write to us at support@kristal.ai and we will get in touch with you to share our offerings.
What can I invest in? Closing arrow

We have over 200 global investment strategies / Kristals, from simple Exchange Traded Funds to sophisticated & actively managed strategies. You will be able to invest in a customised selection of Kristals based on your investment profile and risk appetite.

You can Get Advice from our proprietary online Advisory tool and then choose which Kristal you would like to invest in.

Is there a minimum amount that I need to invest? Closing arrow

There is no minimum amount prescribed. You could start by investing in 1 unit of the lowest value Kristal too.

We would recommend however, you begin with USD 5,000/- to be able to build a well-diversified portfolio optimised to match your investor profile and risk appetite.

Please do consider the applicable charges applied by your Bank. Transfers below a certain amount may not be very cost-efficient.

Clients remitting from a Bank account in India, please note your Bank may choose to review remittances of small amounts in greater detail which could result in failure or delay of funds reaching your investment account. We have seen this to be the case with amounts less than US $1,000.

Is there a lock-in period for the investments? Closing arrow

There is usually no lock-in period for any Kristal. However, some Fund Kristals (available to Accredited Investors only) may be subject to a lock-in period.

All information relating to a Kristal can be found in the details and other sections.

How do I fund my account? Closing arrow
Please refer to our client service guide respective to your country of residence for complete instructions on funding. Singapore HongKong India Worldwide
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Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

< Back Proceed as Private Wealth

Wealth Management Solutions
Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

Proceed as Private Wealth

KRISTAL PRIVATE MARKET

Easy access to high-potential startups and private companies to diversify and enhance your portfolio.

For investors who want to support innovative businesses and be part of their success stories.

*The range of private investment opportunities will be made accessible post signup.

OVERVIEW

Explore and Identify

Select from a range of expertly curated Pre-IPO deals from across the globe

Efficient Execution

Enabling easy exposure as Kristal.AI takes care of the paperwork involved with a private investment

Only the Best

A ready-made collection of unicorn companies who are challenging incumbents and rewriting the rules of their industry

Success Story

Diversify your portfolio and be part of the success story of a dynamic and rapidly growing unicorn

Contact our Relationship Manager
ALTERNATIVE INVESTMENTS

Diversify your portfolio with exclusive Private Equity, Pre-IPO deals, VC Funds & other investments like Bitcoin, Gold, Hedge Funds and many more.

Kristal fractionalizes difficult-to-access deals and opportunities.

View Alternative Investments

OVERVIEW

Instant Access

A wide range of alternative asset classes such as Gold, Bitcoins, Hedge Funds and many more; readily made available

Risk Management

Enables investments in diversified assets hence spreading the risk

Easy Tracking

Enables you to get a consolidated view of investments in all assets at one place, hence facilitating easy monitoring and tracking

Exclusive Deals

Access to exclusive Venture Capitalist, Startup as well as pre-IPO investment opportunities

Low Investment Tickets

Facilitates fractionalization of investments in deals

Contact our Relationship Manager
FUNDS PLATFORM

Professionally managed funds with active investment strategies, screened for you by our investment committee to diversify your portfolio.

Enabling clients to access exclusive investment strategies.

View Funds

OVERVIEW

Access

Provides Access to Professional Fund Managers

Low Investment Tickets

Facilitates fractionalization of investments in funds

Diversity

A wide spectrum of investment strategies ranging from Arbitrage to Credit to Hedge Funds and many more

Fees

No additional costs are charged by Kristal.AI

Exceptional Performance

Funds with an impressive track record and potential for high profitability

Leverage

Benefits from insights of the expert selection and advisory team

Easy Management

No time consuming management of portfolios

Contact our Relationship Manager
TAILOR-MADE PRODUCTS

Customize products based on your market outlook and specific needs across equities, bonds, gold and more.

For investors looking to enhance portfolio yield based on market views.

*The range of Tailor Made Products will be made accessible, post login

OVERVIEW

Enhanced Earnings

Structures with potential to enhance portfolio yield based on market movements

Customization

Product features can be designed to articulate investor views

Fees

A flat and transparent fee structure like nowhere else

One-Click Access

A single feature ‘Ideas’ enables you to access recently launched and trending market opportunities

Contact our Relationship Manager
BUILD YOUR OWN KRISTAL

Can’t find what you are looking for? Create your own exclusive investment strategy with risk management & periodic reporting.

For seasoned investors who prefer to design their own portfolio.

OVERVIEW

Empowered Investing

Enables clients to create their own custom portfolio based on their unique needs

Unlimited Choice

Access to all possible exchange traded assets

Flexible Management

Flexibility in delegating the portfolio management role to us or actively taking up the day to day investment decisions, in your custom Kristal

Custom Fee Structure

A simple, transparent and a customized fee structure

Access to Expertise

Custom performance reporting as well as advisory support

Contact our Relationship Manager