TURTLE RULES
search
search cross

FEATURED

Kristal Insights

Kristal Quarterly Q2 Round-Up

5 Mins Read
Kristal Insights

Top ETFs for the month of February

5 Mins Read

VIDEOS AND PODCASTS

MORE
video

Investing 101 | Behavioral Finance Explained

Up Next
Investing 101 | Behavioral Finance Explained

Investing 101 | Behavioral Finance Explained

When Human Expertise Meets Artificial Intelligence

When Human Expertise Meets Artificial Intelligence

SIP vs. Lump Sum: What to do in the current market situation

SIP vs. Lump Sum: What to do in the current market situation

FEATURED AUTHORS

Ashish

Asheesh Chanda

15-year old market expert. 4-year old passionate entrepreneur

Thomas

Thomas Meichl

Head of Advisory. Lover of songs by R.E.M. Designated go-to guy

Kristal Advisors

Kristal Advisors

Advice and insights on trending topics from the Kristal advisory team

Thomas

Trishya K

Wordsmith. Poet. Is simplifying finance through humor and logic

Sujit

Sujit Sood

Author, Investor, Curious layman learning the ways of the global markets

Ng

Dr. Ng - Bond Desk

Guest writer, and blogger at Bond Desk, Hong Kong

BROWSE ALL POSTS

MOST RECENT

MOST VIEWED

MOST VIEWED

MOST RECENT

Equities falter as the Fed turns hawkish
5 MINS READ

Equities falter as the Fed turns hawkish

Headline this week: The S&P 500 fell below the 4200 levels and closed about 1.9% lower on the week overall. […]...

by Kristal Advisors | 21st Jun 2021

Weekly Feed

Onward to new highs
5 MINS READ

Onward to new highs

Headline this week: The prior week was very positive overall for financial assets. Boosted by the rise in US inflation […]...

by Kristal Advisors | 14th Jun 2021

Weekly Feed

A Crossroad in Investment: Why Investing in REITs can be Good for Your Portfolio
5 MINS READ

A Crossroad in Investment: Why Investing in REITs can be Good for Your Portfolio

Key Takeaways: REITs are an effective tool and competitive asset class to diversify your portfolio. Investors may make use of […]...

by CK Wong | 10th Jun 2021

Kristal Insights

Risk-On to close out the week
5 MINS READ

Risk-On to close out the week

Headline this week: Markets have been broadly rangebound over the last couple of weeks but risk sentiment received a boost […]...

by Kristal Advisors | 7th Jun 2021

Weekly Feed

iBond得幾手,抗通脹點夠喉?
5 MINS READ

iBond得幾手,抗通脹點夠喉?

在環球低息環境加上美國通脹升溫下,投資者認購iBond(通脹掛鈎債券)的反應相當熱烈。然而,基於「循環分派」機制分配,一般只能分配一至三手,讓小部份資金泊岸。即使選擇「即日鮮」,最近一批iBond在上市首日賣出只能賺取約2.75%回報,長遠未能抗通漲,亦失去iBond對沖通漲風險的原意。 其實除了香港的iBond以外,環球市場都有不同的通脹指數掛鈎投資產品,例如iShares TIPS Bond ETF(美國國庫抗通脹債券基金,下稱TIP),與美國CPI指數(消費者物價指數)掛鈎,亦是不少投資者在通脹時的選擇,立即比較一下兩者的分別: *以去年發行、2023年到期的通脹掛鈎債券iBond首個付息日的年息率計算 較高潛在回報 根據過往一年數據,TIP的表現較iBond 2020好。iBond 2020浮息只有0.27%, 因此iBond投資者只有「保底」2%,100元。而TIP在過往一年的回報率達7.52%,大幅跑贏iBond。 此外,美國的經濟增長和通脹率亦優於香港。據彭博資訊,經濟學家對於美國2021年的通漲預測為逾3%,GDP增長達9.3%。國際貨幣組織(IMF)亦預期美通脹率於2023年及2024年達2.5%,及後於2026年回落至2.2%。另一邊廂,根據香港總商會的預測,預料香港GDP增長 3.5%,整體通脹率上升至1.4%。香港經濟飽受政局及疫情打擊,2020年7月綜合消費物價指數於近3年來首次出現通縮,雖然政府保證最低息率會有2%,但整體利率回報或會較以往差。 一般而言,GDP增長與通脹率呈正向關係。因此,市場對美國通漲率和GDP增長的高預期,同時令TIP回報的確認性和增長空間提高。 彈性較大 入場面檻較低 不同於iBond,TIP的入場面檻較低,只需約HKD 1,000即可買入,而每手iBond則需要約HKD 10,000。投資者較容易控制投資金額,大額小額均可。 此外,在資產組合、分散風險的角度而言,由於TIP的流動性較高,當資產組合需要進行再平衡(rebalancing)或需要緊急資金時,亦較容易調整組合或套現。 […]...

by Kristal Advisors | 1st Jun 2021

Uncategorized

Equities make steady gains
5 MINS READ

Equities make steady gains

Connect to the most current information on financial markets on Kristal.AI....

by Kristal Advisors | 31st May 2021

Weekly Feed

Inevitable Global Inflation: How to mitigate the impact to your portfolio
5 MINS READ

Inevitable Global Inflation: How to mitigate the impact to your portfolio

Inflation is impending, along with the economic recovery and vaccine rollout. Markets will remain volatile with uncertainties from central banks and inflation data.Dollar-cost averaging into the discounted Tech and Semiconductor sectors may be a good investment opportunity for the medium to long term. Alternative investments like commodities, TIPS and REITs may offer much necessary diversification....

by CK Wong | 27th May 2021

Market Insights

Crypto dominates price action
5 MINS READ

Crypto dominates price action

Connect to the most current information on financial markets on Kristal.AI....

by Kristal Advisors | 24th May 2021

Weekly Feed

Covid Role Reversal
5 MINS READ

Covid Role Reversal

Connect to the most current information on financial markets on Kristal.AI....

by Kristal Advisors | 17th May 2021

Weekly Feed

Equities push to Record Highs
5 MINS READ

Equities push to Record Highs

Connect to the most current information on financial markets on Kristal.AI....

by Kristal Advisors | 10th May 2021

Weekly Feed

LOAD MORE
cross
Change your country to India?

You’re now visiting Kristal.AI Worldwide.
To explore diverse offerings in Indian and global products, select India as your country.

ind

India

hkg

Hong Kong

sgp

Singapore

global

Other
Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

< Back Proceed as Private Wealth

Wealth Management Solutions
Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

Proceed as Private Wealth

KRISTAL PRIVATE MARKET

Easy access to high-potential startups and private companies to diversify and enhance your portfolio.

For investors who want to support innovative businesses and be part of their success stories.

*The range of private investment opportunities will be made accessible post signup.

OVERVIEW

Explore and Identify

Select from a range of expertly curated Pre-IPO deals from across the globe

Efficient Execution

Enabling easy exposure as Kristal.AI takes care of the paperwork involved with a private investment

Only the Best

A ready-made collection of unicorn companies who are challenging incumbents and rewriting the rules of their industry

Success Story

Diversify your portfolio and be part of the success story of a dynamic and rapidly growing unicorn

Contact our Relationship Manager
ALTERNATIVE INVESTMENTS

Diversify your portfolio with exclusive Private Equity, Pre-IPO deals, VC Funds & other investments like Bitcoin, Gold, Hedge Funds and many more.

Kristal fractionalizes difficult-to-access deals and opportunities.

View Alternative Investments

OVERVIEW

Instant Access

A wide range of alternative asset classes such as Gold, Bitcoins, Hedge Funds and many more; readily made available

Risk Management

Enables investments in diversified assets hence spreading the risk

Easy Tracking

Enables you to get a consolidated view of investments in all assets at one place, hence facilitating easy monitoring and tracking

Exclusive Deals

Access to exclusive Venture Capitalist, Startup as well as pre-IPO investment opportunities

Low Investment Tickets

Facilitates fractionalization of investments in deals

Contact our Relationship Manager
FUNDS PLATFORM

Professionally managed funds with active investment strategies, screened for you by our investment committee to diversify your portfolio.

Enabling clients to access exclusive investment strategies.

View Funds

OVERVIEW

Access

Provides Access to Professional Fund Managers

Low Investment Tickets

Facilitates fractionalization of investments in funds

Diversity

A wide spectrum of investment strategies ranging from Arbitrage to Credit to Hedge Funds and many more

Fees

No additional costs are charged by Kristal.AI

Exceptional Performance

Funds with an impressive track record and potential for high profitability

Leverage

Benefits from insights of the expert selection and advisory team

Easy Management

No time consuming management of portfolios

Contact our Relationship Manager
TAILOR-MADE PRODUCTS

Customize products based on your market outlook and specific needs across equities, bonds, gold and more.

For investors looking to enhance portfolio yield based on market views.

*The range of Tailor Made Products will be made accessible, post login

OVERVIEW

Enhanced Earnings

Structures with potential to enhance portfolio yield based on market movements

Customization

Product features can be designed to articulate investor views

Fees

A flat and transparent fee structure like nowhere else

One-Click Access

A single feature ‘Ideas’ enables you to access recently launched and trending market opportunities

Contact our Relationship Manager
BUILD YOUR OWN KRISTAL

Can’t find what you are looking for? Create your own exclusive investment strategy with risk management & periodic reporting.

For seasoned investors who prefer to design their own portfolio.

OVERVIEW

Empowered Investing

Enables clients to create their own custom portfolio based on their unique needs

Unlimited Choice

Access to all possible exchange traded assets

Flexible Management

Flexibility in delegating the portfolio management role to us or actively taking up the day to day investment decisions, in your custom Kristal

Custom Fee Structure

A simple, transparent and a customized fee structure

Access to Expertise

Custom performance reporting as well as advisory support

Contact our Relationship Manager