x

Start investing with a
free Kristal.AI account.

icon

Simple. Secure.

*Error message
X

Accredited Investor

An Accredited Investor is an individual:

1. Whose net personal assets exceed in value SGD 2 million (or it's equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or

2. Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it's equivalent in a foreign currency), or

3. Whose income in the preceding 12 months is not less than SGD 300,000 (or it's equivalent in a foreign currency)

X

Kristal Freedom Account Fees and Charges

If account value is less than USD 50,000 -

NIL (if 25 or less client-initiated trade per calendar year; every SIP initiation is considered as 1 buy), else Custody and Asset Operating Fees at actuals charged to the Account by the Partner broker (i.e. Saxo Capital Markets).

If account value is more than USD 50,000 -

0.3% of account value charge is applicable, computed monthly on calendar month-end account value, charged quarterly and Custody and Asset Operating Fees at actuals charged to the Account by the Partner broker (i.e. Saxo Capital Markets).

Kristal Freedom Account Fund Movement Fee

Fee Item Kristal Freedom Account
Funds Deposit
USD Upto USD 25
SGD NIL
HKD NIL
AUD Upto USD 250
EUR Upto USD 250
GBP Upto USD 250
Deposit Threshold NIL (USD 1000 recommended)
Funds Withdrawal
USD Upto USD 50
SGD NIL
HKD NIL

FX Conversion

Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

Note -

If Sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by the receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

X

Kristal Private Wealth Account Fees and Charges

Non Fund Kristal account value if less than USD 50,000 -

Custody and Brokerage at actuals, charged to the Account by the Broker (i.e. Saxo Capital, Interactive Brokers).

Non Fund Kristal Account value if greater than USD 50,000 -

- 0.30%p.a. of A/C value > US $50,000, computed MONTHLY on calendar month-end account value, charged QUARTERLY.

- Custody and Brokerage at actuals, charged to the Account by the Broker (i.e. Saxo Capital, Interactive Brokers).

Fund Kristal fee in accordance with Factsheet.

Fee Item Kristal Private Wealth Account
Funds Deposit
USD Upto USD 50
SGD NIL
HKD N/A
AUD Upto USD 250
EUR Upto USD 250
GBP Upto USD 250
Deposit Threshold NIL (USD 25000 recommended)
Funds Withdrawal
USD Upto USD 50
SGD NIL
HKD NIL

FX Conversion

Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

Note -

If Sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by the receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

Kristal Managed Investment Account Fees and Charges

Fixed Income account value is equal to or greater than 80% of Total account value -

0.20%p.a. of Total account value, computed MONTHLY on calendar month-end Total account value, charged QUARTERLY.

Fixed Income account value is less than 80% of Total account value -

0.50%p.a. of Total account value, charged QUARTERLY, computed MONTHLY on calendar month-end Total account value.

Brokerage Account operating and maintenance charges ADDITIONAL in accordance with your Agreement with Broker.

Money transfer and FX conversion charges in accordance with your agreement with Broker.

DISCLAIMER

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial institutions, large corporates, high net worth individuals and sophisticated investors.

By clicking “Proceed”, you confirm that you are an Accredited/Institutional Investor as defined under the Act and you agree to the Terms of Use for this website.

EXIT PROCEED

穩健投資黃金的方法

1736 ViewsNo Comments
featured_img

黃金是未來呢幾年最有價值的投資工具。我本人如果投資黃金是一定不會做槓桿,因為如果做槓桿的風險實在太高。黃金買賣本身其實已經是一種高風險的投資工具,但是從歷史角度來說如果長期持有黃金,我意思是說幾十年的時間,黃金其實是會維持升勢的。現在黃金對其他貨幣的價錢已經是歷史新高。唯一未創歷史新高的是黃金兌美元,我十分相信也是黃金兌美元。上一次的歷史新高即是大約1900元左右。

聯邦儲備局在未來的一兩年將會進行寬鬆貨幣政策。其實這種寬鬆貨幣政策全球也正在進行,為的是要振興經濟,防止全球經濟進入衰退。減息週期在全球已經開始。有些國家例如歐洲日本已經進入負利息,這種情況將會散播全球。當這種事情發生所有現金存在銀行的都收不到利息,那麼投資者將會把現金放在一些實物之上,例如是黃金這類的商品。量化寬鬆措施將會實行。其實在這段時間聯邦儲備局已經秘密地開始了。歐洲方面亦都很快會延續他們的量化寬鬆,所以全球的資金將會在市場氾濫,在眾多的投資產品之上黃金是有最有價值的投資商品,因為黃金兌美元相對是便宜,而其他投資產品已經在歷史新高。

投資黃金其實有以下幾種方法:

第一種是買實金。你可以買9999金!這是最佳的方法。買9999金在香港有一個途徑就是要去恆生銀行的總行去購買。買賣差價值是相當便宜。大意四至六元左右。 但是買賣實金唯一的壞處就是十分不方便而且十分難儲存!可能要開保險箱,買一個保險箱在家裏儲存! 加上如果你想把實金運出香港境外,太大量是需要報給海關的! 買實金唯一的好處就是你真真正正有一嚿實實在在的金在你手上! 不怕銀行倒閉,亦不太擔心的擁有該類金或相關金屬買賣的產品公司倒閉!

第二種辦法就是買纸金。如果買賣纸金可以在恆生銀行或在匯豐銀行可以做買賣!亦可以透過電話或在網上或手機上做相關買賣。而買賣差價值是十分少,相差只有三至六元左右 。可以買賣的時間也十分長!你亦不用需要找地方儲存,纸金是放在銀行內!唯一問題是你不能夠把纸金換成實金,而如果相關銀行倒閉有可能你將會受到全盤的損失!

第三種方法是買一些黃金生產商的股票。但這種交易是最不可靠的,因為黃金的實際價格並不一定反映在這些公司的股價上。所以有機會黃金升30%這隻股票可能升10%亦都可能升50個percent。

第四個辦法你可以買黃金相關的ETF。 例如在美國上市的SPDR黃金ETF (GLD)。 這類型的股票買賣差價十分低只有一仙。在網上有十分多的網上股票交易是零佣金的,所以所需要用的洗費是十分少而買賣差價也十分少!所以如果你是一些做day trade的投資者是可以利用這類型的股票去做一些比較上投機性高的買賣!在長線投資方面這亦是一個可行的辦法,也是現在局勢不穩中避險投資的好選擇!唯一的危險就是如果這個ETF出產的公司出現財政問題,那麼你將會受到全盤的損失!

第五種是買金幣例如楓葉金幣。這些金幣全球也通用,買賣亦十分方便。但唯一問題是這些金幣的買賣差價十分高,所以如果你是做短線投資,買賣買賣差價是十分昂貴。利潤相對較小。但如果你是長線持有或作禮物給你的家人或朋友也是一種可行的方法!這些金幣因為有國際性的認可,在全球每一個國家也有一個特定國際的標準價格去做買賣!所以不需要擔心會被金行或金舖食價!

第六種方法就是買飾金。這些金可以在任何金鋪都買到!但買飾金有十分多的壞處!第一買賣差價十分十分高不適宜短線做買賣!而且這些飾金也不是可以用一個有國際性的價錢或者一個通用的價錢,在任何一間金鋪能夠賣出一個合適的價錢。因為每一間金鋪有他們的定價!價錢十分參差!

每個投資者都有自己的偏好及取態。 每一個投資者所承擔的風險也不同,家庭情況也不同。你們要選擇自己適合的投資方法去做自己的投資。每項投資自己要承擔風險 。這幾種方法是一些比較上保守投資黃金的方法,在市場上亦都有很多高風險、高槓桿的ETF供給投資者去做買賣,這些純粹是投機我不會講給你們方法。

立即登記: SPDR黃金ETF (GLD)
了解更多詳情: +852 51973884 (Whatsapp/Call)

  • 5分鐘極速免費開户
  • 零佣金
  • 零手續費

cross
Change your country to India?

You’re now visiting Kristal.AI Worldwide.
To explore diverse offerings in Indian and global products, select India as your country.

ind

India

hkg

Hong Kong

sgp

Singapore

global

Other