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Fee Item Kristal Freedom Account
Funds Deposit
USD Upto USD 25
SGD NIL
HKD NIL
AUD Upto USD 250
EUR Upto USD 250
GBP Upto USD 250
Deposit Threshold NIL (USD 1000 recommended)
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Fee Item Kristal Private Wealth Account
Funds Deposit
USD Upto USD 50
SGD NIL
HKD N/A
AUD Upto USD 250
EUR Upto USD 250
GBP Upto USD 250
Deposit Threshold NIL (USD 25000 recommended)
Funds Withdrawal
USD Upto USD 50
SGD NIL
HKD NIL

FX Conversion

Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

Note -

If Sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by the receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

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Fixed Income account value is equal to or greater than 80% of Total account value -

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0.50%p.a. of Total account value, charged QUARTERLY, computed MONTHLY on calendar month-end Total account value.

Brokerage Account operating and maintenance charges ADDITIONAL in accordance with your Agreement with Broker.

Money transfer and FX conversion charges in accordance with your agreement with Broker.

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EXIT PROCEED

Kristal每週回顧|2019年12月23日

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【財經大事搶先看】 Kristal A.I 為你簡短回顧上週全球經濟與金融市場的4件大事。

  • 美股再創新高,標普500指數連升4星期
  • 脫歐協議獲得通過,歐洲主要股市上升
  • 港股上落市,領展抽升,內房股向好
  • 穆迪下調波音信貸評級,稱中國企業債務成為全球經濟威脅

1. 美股再創新高,標普500指數連升4星期

美股上週再創新高,中美貿易談判進展良好、加上美國經濟數據強勁,推動美國大市向上。標普500指數連續第4個星期上升,並錄得9月初以來最好表現的一周,全星期升1.65%。指數連錄第7日創紀錄新高,並創下超過兩年來最長連升紀錄,全日收報3221點,升15點,升幅0.5%。

截至上周五止,標準普爾500指數今年以來累積回報為28%,是1997年以來次佳。Bespoke資料統計顯示,自1928年以來,標指年度升幅超過20%,其後一年的回報平均為6.6%。

道瓊斯指數收報28455點,升78點,升幅0.28%。全星期升1.14%。納斯達克指數收報8924點,升37點,升幅0.42%,連升第8個交易日,全星期升2.18%。個別股份方面,Nike跌1.2%,公司北美營業收入低於預期。

2.脫歐協議獲得通過,歐洲主要股市上升

英國議會周五(20日)投票表決,以358票對234票通過首相約翰遜達成的脫歐協議,確認英國在明年1月31日脫離歐盟,市場樂觀情緒推動歐洲股市造好。

歐洲股市周五收市上升,泛歐指數Stoxx 600收報418點,揚升0.80%。化工、食品及飲品股帶領升勢,除銀行及汽車外,其他板塊均造好。

英國富時100指數收報7582點,升8點,升幅0.11%,但已經是連續第八日高收。法蘭克福DAX指數終止三連跌,上日收報13318點,升106點,升幅0.81%。巴黎CAC指數連升第二日,上日收報6021點,升49點,升幅0.83%,是超過12年來最高位。納斯達克指數收報8924.96點,升37.74點,升幅0.42%,連升第8個交易日。全周升2.18%。

3.恒指收升70點至27871點,領展升2.8%

恆指今早(20日)高開34點後,初段曾倒跌59點,隨即反彈並倒升159點,高見27,959,隨後整固,午後升幅收窄,全日升70點或近0.3%,報27,871。

領展開拓澳洲市場,短期內不會有重大助益,但當地物業回報相對香港合理得多,集團會有更多收購機會去推高收入和分派,中長期而言有正面作用。

領展(0823)落實以約36.49億元,首度進軍澳洲收購悉尼的商業房地產項目100 Market Street,該股股價上週五上升2.79%,高見81.1元,為表現最佳藍籌股。大部分大行的研究報告,均預期領展的可供分派收入據此增加最少1%。九倉置業(1997)升2.8%,收報45.95元;舜宇(2382)插3.7%,收報138.6元,為最弱勢藍籌股。

4.穆迪下調波音信貸評級,稱中國企業債務成為全球經濟威脅

評級機構穆迪周三(18日)公布,下調美國飛機製造商波音公司信貸評級一級,由「A2」至「A3」,仍屬投資級別,但反映737 Max系列危機推高了其借貸成本。展望由「負面」上調至「穩定」,主因其強勁流動性及財政彈性,以及其他業務的強勢,包括國防及服務。

惠譽評級上周也發表了類似的評論,稱今年中國私營企業的債務違約率達到了創紀錄的水平。中國2019年前11個月的民企債券違約率達4.9%,創下新高;由於經濟成長疲軟,預計2020年民企債務違約率也將維持高點。

另外穆迪亦發表報告指出,確定匯豐及恒生銀行(0011)的存款評級為「Aa2」,短期存款評級「P-1」,由於經濟增長放緩,香港及其他地區的經營環境更加困難,並將上述兩家銀行的評級展望,從「穩定」降至「負面」。穆迪的經濟學家亦發出警告,指中國企業債務是全球經濟的“最大威脅”。企業債務一直是中國大陸經濟的深層問題,大陸官方通過加強監管以加速去槓桿化,減少企業債務負擔。但是,許多去化債務的努力卻遇上美中貿易戰,整體經濟放緩,使財務去槓桿化的效果大打折扣。今年以來大陸已推動企業去槓桿化速度放慢,同時給予更多刺激經濟的措施。

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