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Fee Item Kristal Freedom Account
Funds Deposit
USD Upto USD 25
SGD NIL
HKD NIL
AUD Upto USD 250
EUR Upto USD 250
GBP Upto USD 250
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Fee Item Kristal Private Wealth Account
Funds Deposit
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AUD Upto USD 250
EUR Upto USD 250
GBP Upto USD 250
Deposit Threshold NIL (USD 25000 recommended)
Funds Withdrawal
USD Upto USD 50
SGD NIL
HKD NIL

FX Conversion

Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

Note -

If Sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by the receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

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0.50%p.a. of Total account value, charged QUARTERLY, computed MONTHLY on calendar month-end Total account value.

Brokerage Account operating and maintenance charges ADDITIONAL in accordance with your Agreement with Broker.

Money transfer and FX conversion charges in accordance with your agreement with Broker.

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EXIT PROCEED

Kristal每週回顧|2019年12月9日

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【財經大事搶先看】 Kristal A.I 為你簡短回顧上週全球經濟與金融市場的4件大事。

  • 美國就業數據強勁 ,道指初段升逾200點
  • 景順料明年全球經濟增長3%,新興市場股市被看好
  • 貿易談判的反覆,15日關稅期限前景未明
  • 中國11月外滙儲備低於預期,減95.7億美元

1. 美11月數據顯示,消費者信心指數高於預期

美國11月就業數據意外強勁,美國11月非農就業人口大增26.6萬人,大幅超出預期,並創10個月以來最高,薪資升幅也比經濟學家預測盤中還大。另外失業率降至3.5%,創50年來新低,優於經濟學家上月預計的維持在3.6%,激勵美股6日漲逾200點。

道瓊斯指數升逾200點,報27921點,上升243點,升幅近0.9%。標普500指數報3142點,上升24點,升幅近0.8%。納斯達克指數報8643點,上升72點,升幅約0.9%。

經濟學者指出,就業報告遠優於預期,加上首次申請失業就際金人數仍接近50年來低點,服務業就業擴張,消費者信心也維持高檔,顯示美國景氣能迎風而上,強勁的聘僱動能也暗示失業率將繼續下滑。最新就業數據支持Fed認為就業市場仍強,能夠支持消費者消費支出,並維持經濟持續成長的看法,因此12月中Fed會議時將更有理由「暫停」降息。

2.景順料明年全球經濟增長3%,新興市場股市被看好

景順首席環球市場策略師Kristina Hooper預期 ,全球央行2020年將會維持寬鬆貨幣政策,以及溫和財政刺激措施,故對資本市場的看法較整體經濟樂觀,並在2020年偏好風險資產多於非風險資產,經濟不明朗可能會繼續壓抑資本支出,料全球整體經濟增長率約為3%。

目前,新興市場基本面穩健,股票估值較已發展市場吸引,而科技行業的重要性日趨上升、與大宗商品周期的相關性亦有所下降。此外,中國推出的經濟刺激措施料將利好新興市場表現。

3. 貿易談判的反覆,15日關稅期限前景未明

隨著環球經濟增長的趨勢靠穩,加上貿易衝突和英國脫歐的憂慮有所減退,市場氣氛逐漸好轉。這些變化亦預示未來美元或將走弱,而新興市場有望成為最大受惠者。由於聯儲局更多寬鬆政策及投資者對收益率的追求,都是帶動新興市場股市投資的因素。另外,亞洲新興市場股市亦應受惠於中國及印度的財政刺激措施。而中國股市亦能受惠於中國金融市場開放和A股在MSCI指數佔比加重。

正在倫敦參加北約峰會的美國總統特朗普周二(12月3日)表示,美中貿易談判第一階段協議可能要等到明年11月美國大選後完成。

美國早前定於本月15日,對中國1560億美元商品加徵百分之15的關税關稅。總統特朗普12月3日表示,美中第一階段貿易協議可能要等到2020年大選之後才簽署,結果拖累股市,更讓道瓊工業指數出現10月初以來的最大單日跌幅。時隔一天,彭博社報導,儘管香港和新疆問題影響了談判進程,但美中雙方仍接近達成第一階段貿易協議,美國甚至會取消本月15日將生效的向中國貨品加徵的新關稅,消息再度刺激道指上揚。

4. 中國11月外滙儲備低於預期,減95.7億美元

雖然中國經濟成長放緩、與美貿易戰未停,但北京嚴格管制資本外流,加上外國投資人持續購買中國股、債,事實上外匯儲備從2018年底來不斷增加。然而最新數據顯示,中國外匯儲備在11月的下滑程度超越預期,比10月減少逾90億美元至30955.91億美元。

人民銀行公布,上月外匯儲備約30955.91億美元,按月減少95.7億美元,期內黃金儲備6264萬盎司,連續兩個月持平。

國家外匯管理局發言人王春英說,11月中國外匯市場供求,保持基本平衡,外匯儲備規模變化,受匯率折算和資產價格變化等影響。受全球經濟增長、貨幣政策預期、貿易局勢等因素影響,美元指數小幅上漲,主要國家債券價格有所下跌。匯率折算和資產價格變化等估值因素,是影響當月外匯儲備規模變化的主要原因。

 

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