Refer a Friend
Get S$100 & Gift S$100

As your trusted advisor, we’d like your friends to benefit from our premium products and services, just like you do.

Starting now until JUNE 30 2022, we will reward every referral with S$100 E-voucher.


Choose a reward for your loved ones

for her

Flowers, Health & beauty,Home decor, Fashion...


Sports, Gadget, Travel Accessories, Watch...

for  the  little ones

Pet, Toy, Book, Entertainment...


F&B, Food Delivery, Supermarket, Marketplace...

Eligibility Criteria

To be eligible, your friend should meet the following criteria:

here is how the referral program works:

Ready to start now?

Sign Up to get started today! Or for more information, feel free to contact a Kristal advisor to find out more about our products and this campaign

Terms and Conditions