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Frequently Asked Questions

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What are the different fees charged by Kristal.AI?

Kristal.AI offers a variety of Investment Accounts and products to suit your investment requirements. Fees for different types of investment accounts can be found here.

Fees relating to Funds transfers and FX conversions can be found here.

What are the charges to create/open a Kristal.AI account?

There are NO charges to sign up with Kristal.AI account. You can easily explore our platform by signing up with us for FREE!

You can know more about the specific charges for the different offerings on our pricing page.

How much do you charge for currency conversion?

We don’t levy any extra charges for currency conversion.

All conversions in the Customers Kristal.AI account are executed at a very competitive spread of 0.2% from the Market Rate.

The Market Rate is the rate provided to Kristal.AI by the underlying broker (Saxo Capital Markets & Interactive Brokers).

How much does it cost for withdrawals/closing my account?

Clients having a Kristal Freedom Account who choose to withdraw in SGD or HKD can do so at ZERO cost.

Kristal.AI does not levy any extra charges/processing fee on withdrawals. However, actuals charged by stakeholder Banks and Brokers may apply and the total charge can go upto US $50/- per withdrawal (applicable for currencies other than SGD and HKD).

Please note, your Bank may apply charges for inwards and if your bank account currency is different from the withdrawal currency, FX conversion and related charges may also be applied by your bank.

Is there any tax deduction on my withdrawals or gains?

Please consult your tax advisor for specific tax treatments that may apply to you.

Assets belonging to some jurisdictions are subject to withholding tax on coupons, dividends paid out to the holder of such assets. The withholding tax is deducted at the source and is reflected in the Kristal GAV.

I have a Kristal Freedom Account. How are FX conversions done in this account?

The default Account Currency for the Kristal Freedom Account is USD. If you wish to maintain the account in SGD or HKD, you need to inform us BEFORE the first funding is sent to the Account, by sending an email to support@kristal.ai. Please remember to mention your Kristal ID.

All funds sent to the Kristal Freedom Account are auto-converted into the Account Currency when they reach the Account at 0.2% from Market Rate which is made available to Kristal.AI by Saxo Markets (Broker).

Investments in currencies other than the Account Currency are also converted at 0.2% from Market Rate prior to investment.

I am a resident of India and have a Kristal Account. How are FX conversions done in this account?

The default Account Currency for the Kristal Account is USD.

All funds sent to the Kristal Account are auto-converted into the Account Currency when they reach the Account at 0.2% from Market Rate which is made available to Kristal.AI by Saxo Markets (Broker).

Investments in currencies other than the Account Currency are also converted at 0.2% from Market Rate prior to investment.

Change your country to India?

You’re now visiting Kristal.AI Worldwide.
To explore diverse offerings in Indian and global products, select India as your country.




Hong Kong




Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

< Back Proceed as Private Wealth

Wealth Management Solutions

Enabling clients to invest in trending themes like FAMANGThe FAMANG Kristal invests in Facebook, Apple, Amazon, Netflix and Alphabet’s Google stocks. Assets are carefully chosen by an algorithm in order to deliver a superior returns based on past performance. The strategy is rebalanced every quarter., TECHGlobal Technology ETFs is a genetic algorithmic strategy focussed specifically on the Technology sector., ESGProvides exposure to higher rated environmental, social, and governance (ESG) companies while accessing large- and mid-cap stocks in Europe, Australia, Asia and the Far East., etc. with a single click or just create your own thematic basket.

Future-proof your portfolio and capture emerging investment themes.


Explore and Identify

Select from a range of expertly designed trending and diverse themes

Efficient Execution

Enabling easy exposure to your preferred themes without the hassle and costs of individual security selection and execution

Only the Best

A ready-made collection of Kristals that derive the best of the specific asset class or theme

Unique Mix

An optimised blend of ETFs and individual counters, enhancing efficiency and profitability

Contact our Relationship Manager

Diversify your portfolio with exclusive Private Equity, Pre-IPO deals, VC Funds & other investments like Bitcoin, Gold, Hedge Funds and many more.

Kristal fractionalizes difficult-to-access deals and opportunities.


Instant Access

A wide range of alternative asset classes such as Gold, Bitcoins, Hedge Funds and many more; readily made available

Risk Management

Enables investments in diversified assets hence spreading the risk

Easy Tracking

Enables you to get a consolidated view of investments in all assets at one place, hence facilitating easy monitoring and tracking

Exclusive Deals

Access to exclusive Venture Capitalist, Startup as well as pre-IPO investment opportunities

Low Investment Tickets

Facilitates fractionalization of investments in deals

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Professionally managed funds with active investment strategies, screened for you by our investment committee to diversify your portfolio.

Enabling clients to access exclusive investment strategies. View Funds



Provides Access to Professional Fund Managers

Low Investment Tickets

Facilitates fractionalization of investments in funds


A wide spectrum of investment strategies ranging from Arbitrage to Credit to Hedge Funds and many more


No additional costs are charged by Kristal.AI

Exceptional Performance

Funds with an impressive track record and potential for high profitability


Benefits from insights of the expert selection and advisory team

Easy Management

No time consuming management of portfolios

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Customize products based on your market outlook and specific needs across equities, bonds, gold and more.

For investors looking to enhance portfolio yield based on market views.


Enhanced Earnings

Structures with potential to enhance portfolio yield based on market movements


Product features can be designed to articulate investor views


A flat and transparent fee structure like nowhere else

One-Click Access

A single feature ‘Ideas’ enables you to access recently launched and trending market opportunities

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Can’t find what you are looking for? Create your own exclusive investment strategy with risk management & periodic reporting.

For seasoned investors who prefer to design their own portfolio.


Empowered Investing

Enables clients to create their own custom portfolio based on their unique needs

Unlimited Choice

Access to all possible exchange traded assets

Flexible Management

Flexibility in delegating the portfolio management role to us or actively taking up the day to day investment decisions, in your custom Kristal

Custom Fee Structure

A simple, transparent and a customized fee structure

Access to Expertise

Custom performance reporting as well as advisory support

Contact our Relationship Manager