x

Start investing with a
free Kristal.AI account.

icon

Simple. Secure.

*Error message

Frequently Asked Questions

search cross

Fees

What are the different fees charged by Kristal.AI?

Kristal.AI offers a variety of Investment Accounts and products to suit your investment requirements. Fees for different types of investment accounts can be found here.

Fees relating to Funds transfers and FX conversions can be found here.

What are the charges to create/open a Kristal.AI account?

There are NO charges to sign up with Kristal.AI account. You can easily explore our platform by signing up with us for FREE!

You can know more about the specific charges for the different offerings on our pricing page.

How much do you charge for currency conversion?

We don’t levy any extra charges for currency conversion.

All conversions in the Customers Kristal.AI account are executed at a very competitive spread of 0.2% from the Market Rate.

The Market Rate is the rate provided to Kristal.AI by the underlying broker (Saxo Capital Markets & Interactive Brokers).

How much does it cost for withdrawals/closing my account?

Clients having a Kristal Freedom Account who choose to withdraw in SGD or HKD can do so at ZERO cost.

Kristal.AI does not levy any extra charges/processing fee on withdrawals. However, actuals charged by stakeholder Banks and Brokers may apply and the total charge can go upto US $50/- per withdrawal (applicable for currencies other than SGD and HKD).

Please note, your Bank may apply charges for inwards and if your bank account currency is different from the withdrawal currency, FX conversion and related charges may also be applied by your bank.

Is there any tax deduction on my withdrawals or gains?

Please consult your tax advisor for specific tax treatments that may apply to you.

Assets belonging to some jurisdictions are subject to withholding tax on coupons, dividends paid out to the holder of such assets. The withholding tax is deducted at the source and is reflected in the Kristal GAV.

I have a Kristal Freedom Account. How are FX conversions done in this account?

The default Account Currency for the Kristal Freedom Account is USD. If you wish to maintain the account in SGD or HKD, you need to inform us BEFORE the first funding is sent to the Account, by sending an email to support@kristal.ai. Please remember to mention your Kristal ID.

All funds sent to the Kristal Freedom Account are auto-converted into the Account Currency when they reach the Account at 0.2% from Market Rate which is made available to Kristal.AI by Saxo Markets (Broker).

Investments in currencies other than the Account Currency are also converted at 0.2% from Market Rate prior to investment.

I am a resident of India and have a Kristal Account. How are FX conversions done in this account?

The default Account Currency for the Kristal Account is USD.

All funds sent to the Kristal Account are auto-converted into the Account Currency when they reach the Account at 0.2% from Market Rate which is made available to Kristal.AI by Saxo Markets (Broker).

Investments in currencies other than the Account Currency are also converted at 0.2% from Market Rate prior to investment.

cross
Change your country to India?

You’re now visiting Kristal.AI Worldwide.
To explore diverse offerings in Indian and global products, select India as your country.

ind

India

hkg

Hong Kong

sgp

Singapore

global

Other
Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

< Back Proceed as Private Wealth

Wealth Management Solutions