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Frequently Asked Questions

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About Kristal.AI

How can Kristal.AI help me?

Kristal.AI is your digital wealth manager; which helps you meet your life goals and financial well-being in a cost-efficient and hassle-free manner.

The Kristal Investment Committee applies its 150+ years of total experience in advisory and investment to bring to you more than 200 carefully created and managed investment strategies (Kristals) you can choose from to build your portfolio.

You can Get Advice from our proprietary online investment advisor within minutes to create a personalised investment portfolio, designed specifically to meet your investment requirements and investor profile.

How big is the company?

We have offices in 4 countries: Singapore, Hong Kong, Dubai, and India. As of November 2019, we are more than 70 people across the group.

How long have you been in the Wealth Management business?

Kristal.AI was founded in January 2016.

In November 2016 we received our license from SFC (Hong Kong), followed by the SEBI RIA (India) license in January 2017.

Kristal.AI Singapore was part of MAS’ Sandbox program from August 2017 – August 2018, and received its CMS license in August 2018.

Kristal.AI incorporated a company to setup a representative office in the Dubai International Financial Center (DIFC) in August 2018.

Where are your offices located?

You may email us anytime on support@kristal.ai.

We have active operations in:

SINGAPORE
Kristal Advisors (SG) Pte Ltd.
50-03, AXA Tower,
8 Shenton Way, Singapore 068811
+65 8511 9486

HONG KONG
Kristal Advisors (HK) Ltd.
14F, Manning House,
38-48 Queen’s Road Central,
Hong Kong
+852 5197 3884

INDIA
Kristal Advisors Pvt. Ltd.
Ground Floor, Indiqube Orion,
Garden Layout, HSR Layout,
Bengaluru, Karnataka 560102
+91-8287444555

We have a representative office in:

DUBAI
Kristal.AI Technologies Limited
Unit 8,9, Level 4
Gate Precinct Building 5
DIFC, PO Box 74777
Dubai, United Arab Emirates

Where is Kristal.AI regulated?

KRISTAL ADVISORS (SG) PTE LTD is regulated and licensed by the Monetary Authority of Singapore (MAS) to provide Advisory and Investment Management Sevices under the Capital Markets Services Licence (CMSL).

KRISTAL ADVISORS (HK) LTD is regulated and licensed by the Securities and Futures Commission (SFC) to provide Advisory and Investment Management Sevices under the Type 4 and Type 9 license categories.

KRISTAL ADVISORS PVT. LTD. is regulated and licensed by the Securities and Exchange Board of India (SEBI) to provide Advisory services under the Registered Investment Advisor (RIA) license.

Who are the Promoters of Kristal.AI?

Shareholders and promoters of Kristal.AI include Chiratae Ventures (formerly IDG Ventures) and Family Offices & Private Investors in Singapore and Hong Kong.

Who are the founders of Kristal.AI?

Asheesh Chanda and Vineeth Narasimhan are the founders of Kristal.AI

Asheesh Chanda, CEO, is post-graduate from IIM Bangalore 2002 batch and a Computer Science Engineer from IIT Delhi 2000. He has more than 15 years experience in the financial industry inclusive of 8 years at JPMorgan and 2 years at a Singapore-based hedge fund which he started.

Asheesh is now a licensed Responsible Officer and founder of Kristal.AI asset management platform powered by O2O Technologies. While Asheesh spends a substantial part of his time in understanding and trading financial markets, he is also a Python programmer and a quasi-techie at heart. He holds several accomplishments from his academic years including All India Rank 51 in IIT Entrance (1996) and is also an Indian National Math Olympiad scholar as well as Indian Physics Olympiad scholar. For his Linkedin profile: Click here

Vineeth Narasimhan, CTO and Co-Founder, is a Computer Science Engineering graduate from IIT Delhi 2000 and a Gold Medallist from IIM Kolkata in 2003. He comes with 14 years+ experience in Product Management in Mobile, Cloud, Analytics.

A gold medallist from IIM-Calcutta, his previous work experience includes Maas360; where he helped build MaaS360 into a leading Enterprise Mobility Management solution which was acquired by IBM Security in 2013. Of the multiple offerings he helped build at MaaS360, three have been patented in the US. Vineeth’s experience defining and designing customer journeys comes in handy at Kristal.AI where he, along with his team, is responsible for building the tech backbone for seamless global investing. For his Linkedin profile: Click here

What is Kristal.AI? How does it work?

Kristal.AI is your digital wealth manager. Use your Kristal.AI Account and build a personalised portfolio.

You can choose from more than 200 investment strategies (Kristals) to suit your investment requirements and risk profile.

Every Kristal is carefully created and managed by combining the power of Artificial Intelligence and experience of professional money managers.

How is Kristal.AI different from other robo-advisors?

Kristal.AI is your digital wealth manager; which helps you meet your life goals and financial well-being in a cost-efficient and hassle-free manner.

We believe, what sets us apart is the optimal balance between the 150+ years of total experience in advisory and investment of the Kristal Investment Committee and our proprietary Artificial Intelligence-powered Advisory algorithm.

We bring to you more than 200 carefully created and managed investment strategies (Kristals) comprising stocks, bonds, exchange-traded funds from around the globe to choose from.

You can Get Advice from our proprietary online investment advisor within minutes to create a personalised investment portfolio, designed specifically to meet your investment requirements and investor profile.

We enjoy the support and the confidence from 10,000+ users from over 22 countries in managing more than USD 120 million as of Jan 2020.

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You’re now visiting Kristal.AI Worldwide.
To explore diverse offerings in Indian and global products, select India as your country.

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Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

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Wealth Management Solutions
THEMATIC STRATEGIES

Enabling clients to invest in trending themes like FAMANGThe FAMANG Kristal invests in Facebook, Apple, Amazon, Netflix and Alphabet’s Google stocks. Assets are carefully chosen by an algorithm in order to deliver a superior returns based on past performance. The strategy is rebalanced every quarter., TECHGlobal Technology ETFs is a genetic algorithmic strategy focussed specifically on the Technology sector., ESGProvides exposure to higher rated environmental, social, and governance (ESG) companies while accessing large- and mid-cap stocks in Europe, Australia, Asia and the Far East., etc. with a single click or just create your own thematic basket.

Future-proof your portfolio and capture emerging investment themes.

OVERVIEW

Explore and Identify

Select from a range of expertly designed trending and diverse themes

Efficient Execution

Enabling easy exposure to your preferred themes without the hassle and costs of individual security selection and execution

Only the Best

A ready-made collection of Kristals that derive the best of the specific asset class or theme

Unique Mix

An optimised blend of ETFs and individual counters, enhancing efficiency and profitability

Contact our Relationship Manager
ALTERNATIVE INVESTMENTS

Diversify your portfolio with exclusive Private Equity, Pre-IPO deals, VC Funds & other investments like Bitcoin, Gold, Hedge Funds and many more.

Kristal fractionalizes difficult-to-access deals and opportunities.

OVERVIEW

Instant Access

A wide range of alternative asset classes such as Gold, Bitcoins, Hedge Funds and many more; readily made available

Risk Management

Enables investments in diversified assets hence spreading the risk

Easy Tracking

Enables you to get a consolidated view of investments in all assets at one place, hence facilitating easy monitoring and tracking

Exclusive Deals

Access to exclusive Venture Capitalist, Startup as well as pre-IPO investment opportunities

Low Investment Tickets

Facilitates fractionalization of investments in deals

Contact our Relationship Manager
FUNDS PLATFORM

Professionally managed funds with active investment strategies, screened for you by our investment committee to diversify your portfolio.

Enabling clients to access exclusive investment strategies. View Funds

OVERVIEW

Access

Provides Access to Professional Fund Managers

Low Investment Tickets

Facilitates fractionalization of investments in funds

Diversity

A wide spectrum of investment strategies ranging from Arbitrage to Credit to Hedge Funds and many more

Fees

No additional costs are charged by Kristal.AI

Exceptional Performance

Funds with an impressive track record and potential for high profitability

Leverage

Benefits from insights of the expert selection and advisory team

Easy Management

No time consuming management of portfolios

Contact our Relationship Manager
TAILOR-MADE PRODUCTS

Customize products based on your market outlook and specific needs across equities, bonds, gold and more.

For investors looking to enhance portfolio yield based on market views.

OVERVIEW

Enhanced Earnings

Structures with potential to enhance portfolio yield based on market movements

Customization

Product features can be designed to articulate investor views

Fees

A flat and transparent fee structure like nowhere else

One-Click Access

A single feature ‘Ideas’ enables you to access recently launched and trending market opportunities

Contact our Relationship Manager
BUILD YOUR OWN KRISTAL

Can’t find what you are looking for? Create your own exclusive investment strategy with risk management & periodic reporting.

For seasoned investors who prefer to design their own portfolio.

OVERVIEW

Empowered Investing

Enables clients to create their own custom portfolio based on their unique needs

Unlimited Choice

Access to all possible exchange traded assets

Flexible Management

Flexibility in delegating the portfolio management role to us or actively taking up the day to day investment decisions, in your custom Kristal

Custom Fee Structure

A simple, transparent and a customized fee structure

Access to Expertise

Custom performance reporting as well as advisory support

Contact our Relationship Manager