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kristal.ai

Kristal.AI | Digital-First Private Wealth

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Your Own Private (Un)Bank

Enabling personalized Private Wealth experiences by leveraging latest in Technology and dedicated Relationship Management.

Invest in a well-diversified multi-asset portfolio. Choose from an array of thematic baskets, global bond portfolios, Investment Guru trackers, Alternative Investments, or customized solutions based on your risk profile and market views.

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Unbiased & Personalized Advisory

Our advisors will review your portfolio and use a rule-based investment approach supported by AI-based algorithms to determine ideal asset allocation & create tailor-made portfolios.

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Build Your Own Strategy

Investors can build their own multi-asset strategy (called Kristal) with the help of our analysts, and the quant algorithms and advisory tools on offer.

Fully-Discretionary Mandates

Compliance-approved mandates authorized by over 20 major law and accounting firms and banks in Singapore and Hong Kong.

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Our Clients Share Their Journey

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Long-time investors Jelena and Renze Elzinga talk about their journey with Kristal.AI

"The investment team is quite amazing and so is the client onboarding and support team. Highly recommended for anyone wanting to invest money in equity or debt or commodity funds globally."

Vaibhav Gandhi
Vice President, Global Custodian Bank

“The platform allows me to straddle strategies across various asset classes including bonds, equity and more. Love the ease, control and freedom.”

Amol Nabar
Banker, JP Morgan

"I enjoyed using Kristal because, compared to other Roboadvisor that I use, I have more control if I want to take the driver seat on my investment. This is something that I could not find in my other Roboadvisor platform experience as the option is limited to sell your position as a whole (rather than picking which investment you want to trade)"

Marry Saragi
Lawyer, Foreign Firm

“Kristal edges ahead of various Robo-advisory and brokerage platforms by offering numerous ETFs, UCITS, theme-based Kristals, Gold ETFs and quite recently Oil ETFs for investors to invest automatically on a monthly basis. Simply set your quantum, purchase date, and voila you are done!”

Rajiv Rai
Legal Counsellor, Public Service

“I trust Kristal.AI because it is transparent about its fees, its investments and it also advises me on how I should best invest my money based on my objectives (long term growth).”

Amit Gupta
Alumni, IIT

"Setting up the account took less than a day for KYC accreditation and a few days for the first fund transfer. Easy sign up process."

Kai Ong
Student

Our Core Values

  • arrow Personalization

    • Personalization

    Choose and allocate from over 200+ funds with help from your Relationship Manager and Advisors.

    Tailor-made investments structured to suit individual client needs.

    Enhance yields on stocks, bonds, and gold. Manage exposure via customized derivatives and options.

    Learn More

  • arrow Trust

    • Trust

    Track history of all funds publicly on our website.

    Transparent pricing across all offerings.

    Assets held in DBS (Trustee Bank) and Saxo or Interactive Brokers (or broker-custodians).

  • arrow Care

    • Care

    Dedicated Relationship Manager for every Private Wealth client.

    Proactive digital and Relationship Manager-led management.

    Algorithm-based monitoring to keep your portfolio on track.

    Learn More

  • arrow Sustainable Investing

    • Sustainable Investing

    Portfolios made with institutional rule-based investing with high-quality assets, and ongoing risk monitoring.

    Expert internal and third-party fund managers, vetted and reviewed by our Investment committee.

    Future-proof pricing model - Reasonable, transparent & aligned with customer's growth.

    Learn More

Personalization

Choose and allocate from over 200+ funds with help from your Relationship Manager and Advisors.

Tailor-made investments structured to suit individual client needs.

Enhance yields on stocks, bonds, and gold. Manage exposure via customized derivatives and options.

Learn More

Trust

Track history of all funds publicly on our website.

Transparent pricing across all offerings.

Assets held in DBS (Trustee Bank) and Saxo or Interactive Brokers (or broker-custodians).

Care

Dedicated Relationship Manager for every Private Wealth client.

Proactive digital and Relationship Manager-led management.

Algorithm-based monitoring to keep your portfolio on track.

Learn More

Sustainable Investing

Portfolios made with institutional rule-based investing with high-quality assets, and ongoing risk monitoring.

Expert internal and third-party fund managers, vetted and reviewed by our Investment committee.

Future-proof pricing model - Reasonable, transparent & aligned with customer's growth.

Learn More

Our Investment Committee

The Kristal.AI Investment Committee is a team of professional financial experts who combine extensive expertise in investment markets, economics, risk analysis, and asset management to deliver guidance and insight for the benefit of Private Wealth clients. With an average of nearly 30 years of working experience in big institutional banks, they collectively bring a wealth of insight to help investors stay abreast of current conditions and future opportunities.

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Our Investment Committee

The Kristal.AI Investment Committee is a team of professional financial experts who combine extensive expertise in investment markets, economics, risk analysis, and asset management to deliver guidance and insight for the benefit of Private Wealth clients.

With an average of nearly 30 years of working experience in big institutional banks, they collectively bring a wealth of insight to help investors stay abreast of current conditions and future opportunities.

Learn More

Asheesh
Asheesh Chanda
CEO & Founder

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Thomas
Thomas Meichl
Head of Advisory

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Vivek
Vivek Mohindra
Co-Founder & Responsible Officer

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Swapnil
Swapnil Mishra
Head of Private Wealth

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Kristal Spotlight

Media

Awards, recognitions and media bytes for our platform.

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Insights

Market opinions from our advisors and analysts.

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Webinars & Podcasts

Investing tips and tricks from our experts.

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Frequently Asked Questions

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Change your country to India?

You’re now visiting Kristal.AI Worldwide.
To explore diverse offerings in Indian and global products, select India as your country.

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India

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Hong Kong

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Singapore

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Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

< Back Proceed as Private Wealth

Wealth Management Solutions
Retail Investor
  • Access to curated ETF and ETF baskets
  • Automated rebalancing
  • Email and WhatsApp support

Sign Up as Retail

Private Wealth
  • Tailor-made multi-asset portfolio
  • Advisory across multiple Private Banking accounts
  • Trade ideas as per your views
  • Dedicated Relationship Manager

Proceed as Private Wealth

Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

Proceed as Private Wealth

What’s New cross

Bitcoin price nears all-time highs. Industry experts will discuss the bitcoin evolution, current institutional framework along with future opportunities and risks on 1st December at 6pm SGT. If you are interested in cryptocurrencies, this webinar is for you.

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STOCKS

Seamless investing enabled by easy and instant access to a wide range of cross border stocks of acclaimed and high potential companies, handpicked by our expert investment committee.

For investors who desire enhanced returns while co-owning shares of global companies.

*The range of stocks will be made accessible, post login

OVERVIEW

Only the best

A range top performing and high potential stocks carefully selected by our seasoned investment committee

Instant Access

Wide range of global stocks made easily accessible with a single click

Diversity

Companies from varied sectors and fields made available for investment enabling clients to diversify investments and effectively mitigate risks

Innovative

High potential companies leading with disruptive technologies made available to clients enabling them to future proof their investments
THEMATIC STRATEGIES

Enabling clients to invest in trending themes like FAMANGThe FAMANG Kristal invests in Facebook, Apple, Amazon, Netflix and Alphabet’s Google stocks. Assets are carefully chosen by an algorithm in order to deliver a superior returns based on past performance. The strategy is rebalanced every quarter., TECHGlobal Technology ETFs is a genetic algorithmic strategy focussed specifically on the Technology sector., ESGProvides exposure to higher rated environmental, social, and governance (ESG) companies while accessing large- and mid-cap stocks in Europe, Australia, Asia and the Far East., etc. with a single click or just create your own thematic basket.

Future-proof your portfolio and capture emerging investment themes.

*The range of Thematic Strategies will be made accessible, post login

OVERVIEW

Explore and Identify

Select from a range of expertly designed trending and diverse themes

Efficient Execution

Enabling easy exposure to your preferred themes without the hassle and costs of individual security selection and execution

Only the Best

A ready-made collection of Kristals that derive the best of the specific asset class or theme

Unique Mix

An optimised blend of ETFs and individual counters, enhancing efficiency and profitability
Contact our Relationship Manager
ALTERNATIVE INVESTMENTS

Diversify your portfolio with exclusive Private Equity, Pre-IPO deals, VC Funds & other investments like Bitcoin, Gold, Hedge Funds and many more.

Kristal fractionalizes difficult-to-access deals and opportunities.

View Alternative Investments

OVERVIEW

Instant Access

A wide range of alternative asset classes such as Gold, Bitcoins, Hedge Funds and many more; readily made available

Risk Management

Enables investments in diversified assets hence spreading the risk

Easy Tracking

Enables you to get a consolidated view of investments in all assets at one place, hence facilitating easy monitoring and tracking

Exclusive Deals

Access to exclusive Venture Capitalist, Startup as well as pre-IPO investment opportunities

Low Investment Tickets

Facilitates fractionalization of investments in deals
Contact our Relationship Manager
FUNDS PLATFORM

Professionally managed funds with active investment strategies, screened for you by our investment committee to diversify your portfolio.

Enabling clients to access exclusive investment strategies.

View Funds

View Funds

OVERVIEW

Access

Provides Access to Professional Fund Managers

Low Investment Tickets

Facilitates fractionalization of investments in funds

Diversity

A wide spectrum of investment strategies ranging from Arbitrage to Credit to Hedge Funds and many more

Fees

No additional costs are charged by Kristal.AI

Exceptional Performance

Funds with an impressive track record and potential for high profitability

Leverage

Benefits from insights of the expert selection and advisory team

Easy Management

No time consuming management of portfolios
Contact our Relationship Manager
TAILOR-MADE PRODUCTS

Customize products based on your market outlook and specific needs across equities, bonds, gold and more.

For investors looking to enhance portfolio yield based on market views.

*The range of Tailor Made Products will be made accessible, post login

OVERVIEW

Enhanced Earnings

Structures with potential to enhance portfolio yield based on market movements

Customization

Product features can be designed to articulate investor views

Fees

A flat and transparent fee structure like nowhere else

One-Click Access

A single feature ‘Ideas’ enables you to access recently launched and trending market opportunities
Contact our Relationship Manager
BUILD YOUR OWN KRISTAL

Can’t find what you are looking for? Create your own exclusive investment strategy with risk management & periodic reporting.

For seasoned investors who prefer to design their own portfolio.

OVERVIEW

Empowered Investing

Enables clients to create their own custom portfolio based on their unique needs

Unlimited Choice

Access to all possible exchange traded assets

Flexible Management

Flexibility in delegating the portfolio management role to us or actively taking up the day to day investment decisions, in your custom Kristal

Custom Fee Structure

A simple, transparent and a customized fee structure

Access to Expertise

Custom performance reporting as well as advisory support
Contact our Relationship Manager