Accredited Investor

An Accredited Investor is an individual:

1. Whose net personal assets exceed in value SGD 2 million (or it's equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or

2. Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it's equivalent in a foreign currency), or

3. Whose income in the preceding 12 months is not less than SGD 300,000 (or it's equivalent in a foreign currency)

Transaction Fees & other charges

Kristal.AI enables you to hold your investments in the following manner:

Kristal.AI Investment Account:

A segregated Client-Money account maintained in Saxo Capital markets. Kristal segregates the assets for each client, including reporting, in its system.

Supports ETF and REIT investments only

Kristal.AI Investment account is Commissions-free for assets up to USD 50,000 or equivalent.

Brokerage fees: SGD 0
(Limit of 25 client-initiated trades per year post which 0.3% charges applies.)
Exchange fees: SGD 0
Custody fees: SGD 0

More than USD 50,000, charges are 0.3% of the portfolio value over USD 50,000.

Currency conversion at 0.05%

Transaction Fees & other charges

Kristal.AI enables you to hold your investments in the following manner:

Kristal.AI Investment Account:

A segregated Client-Money account maintained in Saxo Capital markets. Kristal segregates the assets for each client, including reporting, in its system.
Supports ETF and REIT investments only
Kristal.AI Investment Account is Commissions-free for assets up to USD 50,000 or equivalent.
- Brokerage fees: SGD 0
  (Limit of 25 client-initiated trades per year post which 0.3% charges applies.)
- Exchange fees: SGD 0
- Custody fees: SGD 0
More than USD 50,000, charges are 0.3% of the portfolio value over USD 50,000.
Currency conversion at 0.05%

Managed account with Saxo Capital Markets:

Assets are managed in clients own brokerage account with Saxo (Kristal can facilitate opening of this account).
Support Multi-asset investments
Recommended for investments above USD 50,000.
Saxo Charges
- Brokerage fees(Buy/Sell):
- Exchange fees: As charged by Exchange (Varies by Exchange)
- Custody fees: 0.12% of Assets under management (p.a.)
- Currency conversion fees: 0.05% of amount converted
- Note: Kristal.AI does NOT take any retrocessions from Saxo.
Kristal Charges
- Management fees: 0.5% p.a. (fees payable quarterly)