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kristal.ai

Kristal India

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Your Own Private (Un)Bank

Enabling personalized private wealth experiences by leveraging latest technology and dedicated relationship management.

Invest in a well-diversified multi-asset, multi-geography portfolio. Choose from an array of thematic baskets, global bond portfolios, Investment Guru trackers, Alternative Investments, or customized solutions based on your risk profile and market views.

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Unbiased & Personalized Advisory

Our AI-based algorithm takes into account your preferences, risk profile and investment objective
to determine ideal asset allocation & create personalised portfolios.

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Build Your Own Global Portfolio

You can build your own multi-asset,
multi-geography portfolio with the help of our investment team, AI-based algorithm & advisory tools. You get to choose from 200+ curated global ETFs, stocks & bonds.

Safest Option For Your Investments

We are regulated by SEBI in India, and MAS in Singapore. We have partnered with the most reliable brokers to ensure your transactions
and investments are safe & accessible.

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Our Clients Share Their Journey

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Long-time investors Jelena and Renze Elzinga talk about their journey with Kristal.AI.

"The investment team is quite amazing and so is the client onboarding and support team. Highly recommended for anyone wanting to invest money in equity or debt or commodity funds globally."

Vaibhav Gandhi
Vice President, Global Custodian Bank

“The platform allows me to straddle strategies across various asset classes including bonds, equity and more. Love the ease, control and freedom.”

Amol Nabar
Banker, JP Morgan

"I enjoyed using Kristal because, compared to other Roboadvisor that I use, I have more control if I want to take the driver seat on my investment. This is something that I could not find in my other Roboadvisor platform experience as the option is limited to sell your position as a whole (rather than picking which investment you want to trade)"

Marry Saragi
Lawyer, Foreign Firm

“Kristal edges ahead of various Robo-advisory and brokerage platforms by offering numerous ETFs, UCITS, theme-based Kristals, Gold ETFs and quite recently Oil ETFs for investors to invest automatically on a monthly basis. Simply set your quantum, purchase date, and voila you are done!”

Rajiv Rai
Legal Counsellor, Public Service

“I trust Kristal.AI because it is transparent about its fees, its investments and it also advises me on how I should best invest my money based on my objectives (long term growth).”

Amit Gupta
Alumni, IIT

"Setting up the account took less than a day for KYC accreditation and a few days for the first fund transfer. Easy sign up process."

Kai Ong
Student

Our Core Values

  • arrow Personalization

    • Personalization

    Choose and allocate from over 200+ funds with help from your Relationship Manager and Advisors.

    Tailor-made investments structured to suit individual client needs.

    Enhance yields on stocks, bonds, and gold. Manage exposure via customized derivatives and options.

    Learn More

  • arrow Trust

    • Trust

    Track history of all funds publicly on our website.

    Transparent pricing across all offerings.

    Assets held in DBS (Trustee Bank) and Saxo or Interactive Brokers (or broker-custodians).

  • arrow Care

    • Care

    Regular algorithm-backed monitoring of your portfolio by our team of analysts.

    Dedicated Relationship Manager for every client.

    Regular digital and RM-led engagement.

    Learn More

  • arrow Sustainable Investing

    • Sustainable Investing

    Portfolios made with institutional rule-based investing with high-quality assets, and ongoing risk monitoring.

    Expert internal and third-party fund managers, vetted and reviewed by our Investment committee.

    Future-proof pricing model - reasonable, transparent & aligned with customer's growth.

    Learn More

Personalization

Choose and allocate from over 200+ funds with help from your Relationship Manager and Advisors.

Tailor-made investments structured to suit individual client needs.

Enhance yields on stocks, bonds, and gold. Manage exposure via customized derivatives and options.

Learn More

Trust

Track history of all funds publicly on our website.

Transparent pricing across all offerings.

Assets held in DBS (Trustee Bank) and Saxo or Interactive Brokers (or broker-custodians).

Care

Regular algorithm-backed monitoring of your portfolio by our
team of analysts.

Dedicated Relationship Manager for every client.

Regular digital and RM-led engagement.

Learn More

Sustainable Investing

Portfolios made with institutional rule-based investing with high-quality assets, and ongoing risk monitoring.

Expert internal and third-party fund managers, vetted and reviewed by our Investment committee.

Future-proof pricing model - reasonable, transparent & aligned with customer's growth.

Learn More

Our Investment Committee

The Kristal.AI Investment Committee is a team of professional financial experts who combine extensive expertise in investment markets, economics, risk analysis, and asset management to deliver guidance and insight for the benefit of Private Wealth clients. With an average of nearly 30 years of working experience in big institutional banks, they collectively bring a wealth of insight to help investors stay abreast of current conditions and future opportunities.

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Asheesh
Asheesh Chanda
CEO & Founder

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Thomas
Thomas Meichl
Head of Advisory

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Ankit
Ankit Agrawal
Lead, Private Wealth Advisory

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Vivek
Himanshu Gupta
Founding Member & COO

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Vivek Mohindra
Vivek Mohindra
Co-Founder & Responsible Officer

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Manmohan
Manmohan Mall
Head Private Markets

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Sakshi
Sakshi Bhatia
Data Scientist

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Vineeth Narasimhan
Co-Founder and CTO

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Kristal Spotlight

Media

Awards, recognitions and media bytes for our platform.

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Insights

Market Opinions from our advisors and analysts.

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Webinars & Podcasts

Investing tips and tricks from our experts.

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Frequently Asked Questions

Find Out More

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Change your country to India?

You’re now visiting Kristal.AI Worldwide.
To explore diverse offerings in Indian and global products, select India as your country.

ind

India

hkg

Hong Kong

sgp

Singapore

global

Other
Retail Investors from India

USD 10,000

Minimum investment amount

ETF

Available Investment Products

Financial guide

Use while investing on Kristal

We encourage our India investors to use a financial guide. Kristal does not charge any additional fees for investing through them.

In case you already have a guide, we will try to bring them onboard. In case not, we can recommend one of our qualified partners to advise you through the journey.

Share your details

How would you want to invest?

Your detailsFinancial Guide Details








    Your details





      I understand the financial products and would want to proceed with investing without a financial guide

      Details Submitted Successfully
      Thank you for sharing the details. We will be contacting you shortly to take the discussion ahead.
      Accredited Investor Declaration

      This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

      An Accredited Investor is an individual
      • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
      • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
      • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

      I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

      < Back Proceed as Private Wealth

      Wealth Management Solutions
      Retail Investor
      • Access to curated ETF and ETF baskets
      • Automated rebalancing
      • Email and WhatsApp support

      Sign Up as Retail

      Private Wealth
      • Tailor-made multi-asset portfolio
      • Advisory across multiple Private Banking accounts
      • Trade ideas as per your views
      • Relationship Management Team

      Proceed as Private Wealth

      Accredited Investor Declaration

      This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

      An Accredited Investor is an individual
      • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
      • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
      • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

      I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

      Proceed as Private Wealth

      What’s New cross

      Register for the webinar to hear directly from experts at Goldman Sachs Asset Management and UBP on Why do ESG and Sustainable Investing matter.

      KRISTAL PRIVATE MARKET

      Easy access to high-potential startups and private companies to diversify and enhance your portfolio.

      For investors who want to support innovative businesses and be part of their success stories.

      *The range of private investment opportunities will be made accessible post signup.

      OVERVIEW

      Explore and Identify

      Select from a range of expertly curated Pre-IPO deals from across the globe

      Efficient Execution

      Enabling easy exposure as Kristal.AI takes care of the paperwork involved with a private investment

      Only the Best

      A ready-made collection of unicorn companies who are challenging incumbents and rewriting the rules of their industry

      Success Story

      Diversify your portfolio and be part of the success story of a dynamic and rapidly growing unicorn
      Contact our Relationship Manager
      ALTERNATIVE INVESTMENTS

      Diversify your portfolio with exclusive Private Equity, Pre-IPO deals, VC Funds & other investments like Bitcoin, Gold, Hedge Funds and many more.

      Kristal fractionalizes difficult-to-access deals and opportunities.

      View Alternative Investments

      OVERVIEW

      Instant Access

      A wide range of alternative asset classes such as Gold, Bitcoins, Hedge Funds and many more; readily made available

      Risk Management

      Enables investments in diversified assets hence spreading the risk

      Easy Tracking

      Enables you to get a consolidated view of investments in all assets at one place, hence facilitating easy monitoring and tracking

      Exclusive Deals

      Access to exclusive Venture Capitalist, Startup as well as pre-IPO investment opportunities

      Low Investment Tickets

      Facilitates fractionalization of investments in deals
      Contact our Relationship Manager
      FUNDS PLATFORM

      Professionally managed funds with active investment strategies, screened for you by our investment committee to diversify your portfolio.

      Enabling clients to access exclusive investment strategies.

      View Funds

      OVERVIEW

      Access

      Provides Access to Professional Fund Managers

      Low Investment Tickets

      Facilitates fractionalization of investments in funds

      Diversity

      A wide spectrum of investment strategies ranging from Arbitrage to Credit to Hedge Funds and many more

      Fees

      No additional costs are charged by Kristal.AI

      Exceptional Performance

      Funds with an impressive track record and potential for high profitability

      Leverage

      Benefits from insights of the expert selection and advisory team

      Easy Management

      No time consuming management of portfolios
      Contact our Relationship Manager
      TAILOR-MADE PRODUCTS

      Customize products based on your market outlook and specific needs across equities, bonds, gold and more.

      For investors looking to enhance portfolio yield based on market views.

      *The range of Tailor Made Products will be made accessible, post login

      OVERVIEW

      Enhanced Earnings

      Structures with potential to enhance portfolio yield based on market movements

      Customization

      Product features can be designed to articulate investor views

      Fees

      A flat and transparent fee structure like nowhere else

      One-Click Access

      A single feature ‘Ideas’ enables you to access recently launched and trending market opportunities
      Contact our Relationship Manager
      BUILD YOUR OWN KRISTAL

      Can’t find what you are looking for? Create your own exclusive investment strategy with risk management & periodic reporting.

      For seasoned investors who prefer to design their own portfolio.

      OVERVIEW

      Empowered Investing

      Enables clients to create their own custom portfolio based on their unique needs

      Unlimited Choice

      Access to all possible exchange traded assets

      Flexible Management

      Flexibility in delegating the portfolio management role to us or actively taking up the day to day investment decisions, in your custom Kristal

      Custom Fee Structure

      A simple, transparent and a customized fee structure

      Access to Expertise

      Custom performance reporting as well as advisory support
      Contact our Relationship Manager