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    Accredited Investor

    An Accredited Investor is an individual:

    1. Whose net personal assets exceed in value SGD 2 million (or it's equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or

    2. Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it's equivalent in a foreign currency), or

    3. Whose income in the preceding 12 months is not less than SGD 300,000 (or it's equivalent in a foreign currency)

    X

    Kristal Freedom Account Fees and Charges

    If account value is less than USD 50,000 -

    NIL (if 25 or less client-initiated trade per calendar year; every SIP initiation is considered as 1 buy), else Custody and Asset Operating Fees at actuals charged to the Account by the Partner broker (i.e. Saxo Capital Markets).

    If account value is more than USD 50,000 -

    0.3% of account value charge is applicable, computed monthly on calendar month-end account value, charged quarterly and Custody and Asset Operating Fees at actuals charged to the Account by the Partner broker (i.e. Saxo Capital Markets).

    Kristal Freedom Account Fund Movement Fee

    Fee Item Kristal Freedom Account
    Funds Deposit
    USD Upto USD 25
    SGD NIL
    HKD NIL
    AUD Upto USD 250
    EUR Upto USD 250
    GBP Upto USD 250
    Deposit Threshold NIL (USD 1000 recommended)
    Funds Withdrawal
    USD Upto USD 50
    SGD NIL
    HKD NIL

    FX Conversion

    Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

    Note -

    If Sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by the receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

    Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

    X

    Kristal Private Wealth Account Fees and Charges

    Non Fund Kristal account value if less than USD 50,000 -

    Custody and Brokerage at actuals, charged to the Account by the Broker (i.e. Saxo Capital, Interactive Brokers).

    Non Fund Kristal Account value if greater than USD 50,000 -

    - 0.30%p.a. of A/C value > US $50,000, computed MONTHLY on calendar month-end account value, charged QUARTERLY.

    - Custody and Brokerage at actuals, charged to the Account by the Broker (i.e. Saxo Capital, Interactive Brokers).

    Fund Kristal fee in accordance with Factsheet.

    Fee Item Kristal Private Wealth Account
    Funds Deposit
    USD Upto USD 50
    SGD NIL
    HKD N/A
    AUD Upto USD 250
    EUR Upto USD 250
    GBP Upto USD 250
    Deposit Threshold NIL (USD 25000 recommended)
    Funds Withdrawal
    USD Upto USD 50
    SGD NIL
    HKD NIL

    FX Conversion

    Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

    Note -

    If Sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by the receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

    Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

    Kristal Managed Investment Account Fees and Charges

    Fixed Income account value is equal to or greater than 80% of Total account value -

    0.20%p.a. of Total account value, computed MONTHLY on calendar month-end Total account value, charged QUARTERLY.

    Fixed Income account value is less than 80% of Total account value -

    0.50%p.a. of Total account value, charged QUARTERLY, computed MONTHLY on calendar month-end Total account value.

    Brokerage Account operating and maintenance charges ADDITIONAL in accordance with your Agreement with Broker.

    Money transfer and FX conversion charges in accordance with your agreement with Broker.

    Pricing

    HomePricing

    Pricing

    An unparalleled investing experience enhanced with wide and easy access to top performing investment strategies enabled by an advanced use of technology. Effective investing made easy, transparent, and low-cost to maximize your returns.
    KRISTAL PRIVATE WEALTH From 0.3% p.a.* KRISTAL FREEDOM Zero Fees*
    Suitable For Accredited Investors All Investors
    Fees and
    Charges
    Advisory fee starting from 0.3% p.a. of the A/C value*Up to 1% Zero Fees *For investments up to USD 50,000
    Kristals Available Curated ETFs Auto Rebalanced Portfolios Thematic Strategies Alternative Investments Third Party Funds Tailor-made Products Curated ETFs Auto Rebalanced Portfolios
    Advisory Support Proprietary Algorithm Investment Advisor Proprietary Algorithm
    Other Features Performance Tracking Dashboard Currency Hedging Actively Managed Portfolio using Options Performance Tracking Dashboard
    Minimum Investment USD 50,000 recommended No Minimum Requirement
    Accepted Currencies USD, SGD, HKD, EUR, GBP, AUD *Based on jurisdiction USD, SGD, HKD, EUR, GBP, AUD *Based on jurisdiction
    Customer Support Dedicated Private Wealth Relationship Manager Investment Advisor Digital Relationship Manager
    Get Started Get Started

    Premium Service. Retail price.

    No account opening fee, no sales commissions.

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    For Aspiring Indians

    KRISTAL MANAGED INVESTMENT ACCOUNT
    What you get:
    Curated global stocks and equity options
    Global ETFs and ETF Baskets
    A.I. assisted investment advisory
    Goal-oriented recommendations
    Dedicated Relationship Manager
    Get Started
    Curated Funds
    All the funds go through a quality assessment by our investment team, so that you build your portfolio with the best alternatives.
    Assisted Investing
    To help you create the right portfolio our A.I. is there with you always. It was created to work for you.
    Access to Advisory Team
    In addition to using our investment goal-oriented advisory algorithm, you will also have access to our Advisory Team who will ensure you build your portfolio aligned to your financial objectives.
    LRS (Liberalised Remittance Scheme) Support
    We help you with the documentation needed by your bank for outward remittances to make global investments and with reports required by your tax advisor for filing taxes.

    FEES & CHARGES

    Custody & Asset Operating Fee
    • At actuals, charged directly to the Account by the Account Provider
    Investment Advisory & Management Services Fee
    • Upto 1.00% p.a. payable monthly on the average daily Account Value
      *net value of all assets and positions in the Account(s) at the end of each day.

    FEES & CHARGES

    Custody & Asset Operating Fee

    • At actuals, charged directly to the Account by the Account Provider

    Investment Advisory & Management Services Fee

    • Upto 1.00% p.a. payable monthly on the average daily Account Value
      *net value of all assets and positions in the Account(s) at the end of each day.

    Still want more?

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    For Those Who Want More

    KRISTAL PRIVATE WEALTH
    If you’re an Accredited Investor* who can invest USD 50,000 or more with Kristal.AI, you get:
    Everything Kristal Managed Investment Account has
    Boutique Investment Funds
    Access to hedge fund strategies
    Dedicated Investment Manager
    Dedicated Relationship Manager
    Request A Call
    Build Your Own
    You get the freedom to build your own portfolio, with your choice of stocks, bonds and funds.
    Sophisticated Options
    You get alpha-generating funds, thematic strategies, and alternatives for portfolio hedging.
    Customized To The T
    You get your own Investment Advisor, Relationship Manager, and Tax Planner (coming soon).
    Better Than A Private Bank
    You get a wide range of investment alternatives to manage your wealth at a much lower price. Better value for money!

    * ACCREDITED INVESTOR

    An Accredited Investor is an individual:

    1. Whose net personal assets exceed in value SGD 2 million (or it's equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or

    2. Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it's equivalent in a foreign currency), or

    3. Whose income in the preceding 12 months is not less than SGD 300,000 (or it's equivalent in a foreign currency).

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    Change your country to India?

    You’re now visiting Kristal.AI Worldwide.
    To explore diverse offerings in Indian and global products, select India as your country.

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    India

    hkg

    Hong Kong

    sgp

    Singapore

    global

    Other
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    Kristal Account Fees and Charges

    Fee Item Kristal Account
    Funds Deposit (USD) Actuals by DBS (Trustee Bank) of ~ USD 8
    Deposit Threshold NIL (USD 1000 recommended)
    Funds Withdrawal (USD) Upto USD 50

    FX Conversion

    Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

    Note -

    If sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

    Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

    Accredited Investor Declaration

    This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

    An Accredited Investor is an individual
    • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
    • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
    • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

    I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

    < Back Proceed as Private Wealth

    Wealth Management Solutions
    Accredited Investor Declaration

    This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

    An Accredited Investor is an individual
    • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
    • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
    • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

    I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

    Proceed as Private Wealth

    STOCKS

    Seamless investing enabled by easy and instant access to a wide range of cross border stocks of acclaimed and high potential companies, handpicked by our expert investment committee.

    For investors who desire enhanced returns while co-owning shares of global companies.

    *The range of stocks will be made accessible, post login

    OVERVIEW

    Only the best

    A range top performing and high potential stocks carefully selected by our seasoned investment committee

    Instant Access

    Wide range of global stocks made easily accessible with a single click

    Diversity

    Companies from varied sectors and fields made available for investment enabling clients to diversify investments and effectively mitigate risks

    Innovative

    High potential companies leading with disruptive technologies made available to clients enabling them to future proof their investments

    THEMATIC STRATEGIES

    Enabling clients to invest in trending themes like FAMANGThe FAMANG Kristal invests in Facebook, Apple, Amazon, Netflix and Alphabet’s Google stocks. Assets are carefully chosen by an algorithm in order to deliver a superior returns based on past performance. The strategy is rebalanced every quarter., TECHGlobal Technology ETFs is a genetic algorithmic strategy focussed specifically on the Technology sector., ESGProvides exposure to higher rated environmental, social, and governance (ESG) companies while accessing large- and mid-cap stocks in Europe, Australia, Asia and the Far East., etc. with a single click or just create your own thematic basket.

    Future-proof your portfolio and capture emerging investment themes.

    *The range of Thematic Strategies will be made accessible, post login

    OVERVIEW

    Explore and Identify

    Select from a range of expertly designed trending and diverse themes

    Efficient Execution

    Enabling easy exposure to your preferred themes without the hassle and costs of individual security selection and execution

    Only the Best

    A ready-made collection of Kristals that derive the best of the specific asset class or theme

    Unique Mix

    An optimised blend of ETFs and individual counters, enhancing efficiency and profitability

    Contact our Relationship Manager
    ALTERNATIVE INVESTMENTS

    Diversify your portfolio with exclusive Private Equity, Pre-IPO deals, VC Funds & other investments like Bitcoin, Gold, Hedge Funds and many more.

    Kristal fractionalizes difficult-to-access deals and opportunities.

    View Alternative Investments

    OVERVIEW

    Instant Access

    A wide range of alternative asset classes such as Gold, Bitcoins, Hedge Funds and many more; readily made available

    Risk Management

    Enables investments in diversified assets hence spreading the risk

    Easy Tracking

    Enables you to get a consolidated view of investments in all assets at one place, hence facilitating easy monitoring and tracking

    Exclusive Deals

    Access to exclusive Venture Capitalist, Startup as well as pre-IPO investment opportunities

    Low Investment Tickets

    Facilitates fractionalization of investments in deals

    Contact our Relationship Manager
    FUNDS PLATFORM

    Professionally managed funds with active investment strategies, screened for you by our investment committee to diversify your portfolio.

    Enabling clients to access exclusive investment strategies.

    View Funds

    View Funds

    OVERVIEW

    Access

    Provides Access to Professional Fund Managers

    Low Investment Tickets

    Facilitates fractionalization of investments in funds

    Diversity

    A wide spectrum of investment strategies ranging from Arbitrage to Credit to Hedge Funds and many more

    Fees

    No additional costs are charged by Kristal.AI

    Exceptional Performance

    Funds with an impressive track record and potential for high profitability

    Leverage

    Benefits from insights of the expert selection and advisory team

    Easy Management

    No time consuming management of portfolios

    Contact our Relationship Manager
    TAILOR-MADE PRODUCTS

    Customize products based on your market outlook and specific needs across equities, bonds, gold and more.

    For investors looking to enhance portfolio yield based on market views.

    *The range of Tailor Made Products will be made accessible, post login

    OVERVIEW

    Enhanced Earnings

    Structures with potential to enhance portfolio yield based on market movements

    Customization

    Product features can be designed to articulate investor views

    Fees

    A flat and transparent fee structure like nowhere else

    One-Click Access

    A single feature ‘Ideas’ enables you to access recently launched and trending market opportunities

    Contact our Relationship Manager
    BUILD YOUR OWN KRISTAL

    Can’t find what you are looking for? Create your own exclusive investment strategy with risk management & periodic reporting.

    For seasoned investors who prefer to design their own portfolio.

    OVERVIEW

    Empowered Investing

    Enables clients to create their own custom portfolio based on their unique needs

    Unlimited Choice

    Access to all possible exchange traded assets

    Flexible Management

    Flexibility in delegating the portfolio management role to us or actively taking up the day to day investment decisions, in your custom Kristal

    Custom Fee Structure

    A simple, transparent and a customized fee structure

    Access to Expertise

    Custom performance reporting as well as advisory support

    Contact our Relationship Manager