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Accredited Investor

An Accredited Investor is an individual:

1. Whose net personal assets exceed in value SGD 2 million (or it's equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or

2. Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it's equivalent in a foreign currency), or

3. Whose income in the preceding 12 months is not less than SGD 300,000 (or it's equivalent in a foreign currency)

X

Kristal Freedom Account Fees and Charges

If account value is less than USD 50,000 -

NIL (if 25 or less client-initiated trade per calendar year; every SIP initiation is considered as 1 buy), else Custody and Asset Operating Fees at actuals charged to the Account by the Partner broker (i.e. Saxo Capital Markets).

If account value is more than USD 50,000 -

0.3% of account value charge is applicable, computed monthly on calendar month-end account value, charged quarterly and Custody and Asset Operating Fees at actuals charged to the Account by the Partner broker (i.e. Saxo Capital Markets).

Kristal Freedom Account Fund Movement Fee

Fee Item Kristal Freedom Account
Funds Deposit
USD Upto USD 25
SGD NIL
HKD NIL
AUD Upto USD 250
EUR Upto USD 250
GBP Upto USD 250
Deposit Threshold NIL (USD 1000 recommended)
Funds Withdrawal
USD Upto USD 50
SGD NIL
HKD NIL

FX Conversion

Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

Note -

If Sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by the receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

X

Kristal Private Wealth Account Fees and Charges

Non Fund Kristal account value if less than USD 50,000 -

Custody and Brokerage at actuals, charged to the Account by the Broker (i.e. Saxo Capital, Interactive Brokers).

Non Fund Kristal Account value if greater than USD 50,000 -

- 0.30%p.a. of A/C value > US $50,000, computed MONTHLY on calendar month-end account value, charged QUARTERLY.

- Custody and Brokerage at actuals, charged to the Account by the Broker (i.e. Saxo Capital, Interactive Brokers).

Fund Kristal fee in accordance with Factsheet.

Fee Item Kristal Private Wealth Account
Funds Deposit
USD Upto USD 50
SGD NIL
HKD N/A
AUD Upto USD 250
EUR Upto USD 250
GBP Upto USD 250
Deposit Threshold NIL (USD 25000 recommended)
Funds Withdrawal
USD Upto USD 50
SGD NIL
HKD NIL

FX Conversion

Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

Note -

If Sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by the receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

Kristal Managed Investment Account Fees and Charges

Fixed Income account value is equal to or greater than 80% of Total account value -

0.20%p.a. of Total account value, computed MONTHLY on calendar month-end Total account value, charged QUARTERLY.

Fixed Income account value is less than 80% of Total account value -

0.50%p.a. of Total account value, charged QUARTERLY, computed MONTHLY on calendar month-end Total account value.

Brokerage Account operating and maintenance charges ADDITIONAL in accordance with your Agreement with Broker.

Money transfer and FX conversion charges in accordance with your agreement with Broker.

Pricing

Pricing to suit every investor.

Always know what you’ll pay.

KRISTAL FREEDOM ACCOUNT

FOR
All Investors
Supported products
ETFs & REITs
kristals available
ETFs, REITs & ETF Baskets
advisory support
Curated Kristals
Goal-based Portfolio management
AI-powered portfolio advisory
other features
Performance tracking dashboard
MINIMUM INVESTMENT
USD 1000
ACCEPTED CURRENCIES
USD, SGD, HKD, EUR, GBP
, AUD
Fees and charges
Free for investments upto USD 50,000*
*More Details
Customer support
Chatbot
Email
GET STARTED

KRISTAL PRIVATE WEALTH

FOR
Accredited Investors Only ?
Supported products
*Kristals are curated baskets comprising
ETFs, Stocks, Bonds, Funds, Futures&Options
kristals available
Custom Kristals*
Managed Kristals*

Fund Kristals*
advisory support
Curated Kristals
Goal-based Portfolio management
AI-powered and Experienced Advisory Team
other features
Currency hedging
Access to leverage
Portfolio hedging using Options & Features
Minimum Investment
applies
Accepted currencies
USD, SGD, HKD, EUR, GBP
, AUD
Fees and charges
More Details
Customer support
Dedicated Relationship Manager
GET STARTED

Premium Service. Retail price.

No account opening fee, no sales commissions.

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For Aspiring Indians

KRISTAL MANAGED INVESTMENT ACCOUNT
What you get:
Curated global stocks and equity options
Global ETFs and ETF Baskets
A.I. assisted investment advisory
Goal-oriented recommendations
Dedicated Relationship Manager
Get Started
Curated Funds
All the funds go through a quality assessment by our investment team, so that you build your portfolio with the best alternatives.
Assisted Investing
To help you create the right portfolio our A.I. is there with you always. It was created to work for you.
Access to Advisory Team
In addition to using our investment goal-oriented advisory algorithm, you will also have access to our Advisory Team who will ensure you build your portfolio aligned to your financial objectives.
LRS (Liberalised Remittance Scheme) Support
We help you with the documentation needed by your bank for outward remittances to make global investments and with reports required by your tax advisor for filing taxes.

FEES & CHARGES

If account value is less than USD 10,000
  • Zero management fee
  • USD 100 annual account maintenance fee charged quarterly
If account value is or greater than USD 10,000
  • 0.5% annual management fee, or
    1% annual management fee if investing in Options
  • Zero account maintenance fee
Brokerage charges on actuals. Click here for details.

FEES & CHARGES

If account value is less than USD 10,000

  • Zero management fee
  • USD 100 annual account maintenance fee charged quarterly

If account value is or greater than USD 10,000

  • 0.5% annual management fee, or
    1% annual management fee if investing in Options
  • Zero account maintenance fee

Brokerage Fee

  • Brokerage charges on actuals. Click here for details.

Still want more?

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For Those Who Want More

KRISTAL PRIVATE WEALTH
If you’re an Accredited Investor* who can invest USD 50,000 or more with Kristal.AI, you get:
Everything Kristal Managed Investment Account has
Boutique Investment Funds
Access to hedge fund strategies
Dedicated Investment Manager
Dedicated Relationship Manager
Request A Call
Build Your Own
You get the freedom to build your own portfolio, with your choice of stocks, bonds and funds.
Sophisticated Options
You get alpha-generating funds, thematic strategies, and alternatives for portfolio hedging.
Customized To The T
You get your own Investment Advisor, Relationship Manager, and Tax Planner (coming soon).
Better Than A Private Bank
You get a wide range of investment alternatives to manage your wealth at a much lower price. Better value for money!

Want more information?

GET IN TOUCH

* ACCREDITED INVESTOR

An Accredited Investor is an individual:

1. Whose net personal assets exceed in value SGD 2 million (or it's equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or

2. Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it's equivalent in a foreign currency), or

3. Whose income in the preceding 12 months is not less than SGD 300,000 (or it's equivalent in a foreign currency).

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Change your country to India?

You’re now visiting Kristal.AI Worldwide.
To explore diverse offerings in Indian and global products, select India as your country.

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India

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Hong Kong

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Singapore

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Other
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Kristal Account Fees and Charges

Fee Item Kristal Account
Funds Deposit (USD) Actuals by DBS (Trustee Bank) of ~ USD 8
Deposit Threshold NIL (USD 1000 recommended)
Funds Withdrawal (USD) Upto USD 50

FX Conversion

Where required shall be executed at 0.05% from the Market Rate. The Market Rate available to Kristal.AI is the Rate made available by the relevant brokers.

Note -

If sender indicates Sender charges = 0, sending cost will be deducted (in addition to the above) by receiving bank and paid back to the Sending bank and/or its Correspondent bank as applicable.

Additional charges levied by Clients’ bank may apply on transfers and FX conversions done in Clients’ bank account.

Accredited Investor Declaration

This is offered only to Accredited and Institutional Investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (“Act”), which broadly comprises of regulated financial Institutions, large corporates, high net worth individuals and sophisticated investors.

An Accredited Investor is an individual
  • Whose net personal assets exceed in value SGD 2 million (or it’s equivalent in a foreign currency) with value of his/her primary residence capped at SGD 1 million, or
  • Whose financial assets (net of any related liabilities) exceed in value SGD 1 million (or it’s equivalent in a foreign currency), or
  • Whose income in the preceding 12 months is not less than SGD 300,000 (or it’s equivalent in a foreign currency)

I agree to opt-in as Accredited Investor and will submit required documentation to confirm the same.

< Back Proceed as Private Wealth

Wealth Management Solutions
THEMATIC STRATEGIES

Enabling clients to invest in trending themes like FAMANGThe FAMANG Kristal invests in Facebook, Apple, Amazon, Netflix and Alphabet’s Google stocks. Assets are carefully chosen by an algorithm in order to deliver a superior returns based on past performance. The strategy is rebalanced every quarter., TECHGlobal Technology ETFs is a genetic algorithmic strategy focussed specifically on the Technology sector., ESGProvides exposure to higher rated environmental, social, and governance (ESG) companies while accessing large- and mid-cap stocks in Europe, Australia, Asia and the Far East., etc. with a single click or just create your own thematic basket.

Future-proof your portfolio and capture emerging investment themes.

OVERVIEW

Explore and Identify

Select from a range of expertly designed trending and diverse themes

Efficient Execution

Enabling easy exposure to your preferred themes without the hassle and costs of individual security selection and execution

Only the Best

A ready-made collection of Kristals that derive the best of the specific asset class or theme

Unique Mix

An optimised blend of ETFs and individual counters, enhancing efficiency and profitability

Contact our Relationship Manager
ALTERNATIVE INVESTMENTS

Diversify your portfolio with exclusive Private Equity, Pre-IPO deals, VC Funds & other investments like Bitcoin, Gold, Hedge Funds and many more.

Kristal fractionalizes difficult-to-access deals and opportunities.

OVERVIEW

Instant Access

A wide range of alternative asset classes such as Gold, Bitcoins, Hedge Funds and many more; readily made available

Risk Management

Enables investments in diversified assets hence spreading the risk

Easy Tracking

Enables you to get a consolidated view of investments in all assets at one place, hence facilitating easy monitoring and tracking

Exclusive Deals

Access to exclusive Venture Capitalist, Startup as well as pre-IPO investment opportunities

Low Investment Tickets

Facilitates fractionalization of investments in deals

Contact our Relationship Manager
FUNDS PLATFORM

Professionally managed funds with active investment strategies, screened for you by our investment committee to diversify your portfolio.

Enabling clients to access exclusive investment strategies. View Funds

OVERVIEW

Access

Provides Access to Professional Fund Managers

Low Investment Tickets

Facilitates fractionalization of investments in funds

Diversity

A wide spectrum of investment strategies ranging from Arbitrage to Credit to Hedge Funds and many more

Fees

No additional costs are charged by Kristal.AI

Exceptional Performance

Funds with an impressive track record and potential for high profitability

Leverage

Benefits from insights of the expert selection and advisory team

Easy Management

No time consuming management of portfolios

Contact our Relationship Manager
TAILOR-MADE PRODUCTS

Customize products based on your market outlook and specific needs across equities, bonds, gold and more.

For investors looking to enhance portfolio yield based on market views.

OVERVIEW

Enhanced Earnings

Structures with potential to enhance portfolio yield based on market movements

Customization

Product features can be designed to articulate investor views

Fees

A flat and transparent fee structure like nowhere else

One-Click Access

A single feature ‘Ideas’ enables you to access recently launched and trending market opportunities

Contact our Relationship Manager
BUILD YOUR OWN KRISTAL

Can’t find what you are looking for? Create your own exclusive investment strategy with risk management & periodic reporting.

For seasoned investors who prefer to design their own portfolio.

OVERVIEW

Empowered Investing

Enables clients to create their own custom portfolio based on their unique needs

Unlimited Choice

Access to all possible exchange traded assets

Flexible Management

Flexibility in delegating the portfolio management role to us or actively taking up the day to day investment decisions, in your custom Kristal

Custom Fee Structure

A simple, transparent and a customized fee structure

Access to Expertise

Custom performance reporting as well as advisory support

Contact our Relationship Manager